Who We Are

Dedicated to Fighting for Your Rights.

This firm is dedicated to protecting consumers in debt collection lawsuits, reversing money judgments and suing debt collectors, collection agencies, lawyers and process servers for collection and credit reporting abuses.

This firm repeatedly litigates against the same collection agencies, so we have become accustomed to the tactics used by collection agencies to attempt to collect a debt which frequently they have no right to collect. The focus of this firm is consumer, and only consumer, defense. We are aggressive in our representation of our clients including taking cases to trial.  

Because we have intimate knowledge of the federal Fair Debt Collection Practices Act (FDCPA), the California Fair Debt Collection Practices Act, the Telephone Consumer Protection Act (TCPA) and the Fair Credit Reporting Act (FCRA) we have an advantage in identifying misconduct by debt collector, and other institutions who violate the rights of consumers.


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Nicolás C. Vaca, Esq.

Nicolás C. Vaca is the founder of the Law Office of Nicolás C. Vaca. Nicolás C. Vaca has been practicing for more than 34 years. Nicolás C. Vaca is a seasoned and tested litigator who has represented major corporations including Dow Corning, AT&T, Pacific Gas and Electric Company, Bank of America and Nautilus International as well as public entities such as Contra Costa County, City of Pittsburg and City of Antioch. However, the Law Offices of Nicolás C. Vaca now specializes in consumer law with a great emphasis on debt collection defense and prosecuting violations of the TCPA, FDCPA and the FCRA.

In addition to his many years of litigating, Nicolás C. Vaca was an instructor with the prestigious National Institute of Trial Advocacy (NITA) where he instructed lawyers on trial technique. Nicolás C. Vaca also has an AV Rating, the highest available, from Martindale Hubbell.

Nicolás C. Vaca received his A.B., M.A., and Ph.D. from the University of California, Berkeley. He received his J.D. from Harvard Law School.

Mr. Vaca is admitted to practice in the State of California, United States Supreme Court, United States Court of Appeals, Ninth Circuit, United States District Court of California, Northern District, and United States District Court of California, Central District.


The Law Office of Nicolás C. Vaca is AV rated, the highest rating possible awarded by Martindale-Hubbell.  Martindale-Hubbell® Peer Review Ratings™ are an objective indicator of a lawyer's high ethical standards and professional ability, generated from evaluations of lawyers by other members of the bar and the judiciary in the United States and Canada.  AV Preeminent® is a significant rating accomplishment - a testament to the fact that a lawyer's peers rank him or her at the highest level of professional excellence.

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